If your head hurts from trying to manage your finances and the words ‘financial planning’ brings you out in a cold sweat, ‘just about everything’ may be just the ticket for you. This is a full, sit-down look at what you need, what you already have, whether it’s working for you and what you can do better. Any which way, this full financial assessment is designed to offer peace of mind.

Full financial review from £295

What's included?

  • Assessment of your financial position including:
    • Life assurance/protection
    • Pension arrangements
    • Investment plans
    • Mortgage
    • Inheritance Tax
  • Summary of up to three plans in each of
    the above categories, to include:
    • Charges
    • Fund performance
    • Projection of income at retirement where applicable
    • Explanation of how each plan works
    • Confirmation of each plan’s tax treatment
  • Assessment of your attitude to risk
  • Assessment of funds, up to £30,000
  • Recommended course of action, including a suitable fund strategy for the first £30,000

What’s not included?
  • Setting up of any recommendations
  • Product costs where applicable
  • Summary of more than three plans
    for each category
  • Summary of additional plans
£50
  • Strategy for funds greater than £30,000 (per £10,000 or part thereof) for each catagory
£50
What’s the cost? £295
Pensions set up costs:
  • New Pension Plan:
  • Regular premium pension
£75
  • Single premium pension
£75
  • Pension consolidation:
  • <3 plans
£150
  • <5 plans
£200
  • <7 plans
£300
  • >7 plans
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  • Annuity
  • Traditional Annuity
    Including funds from up to three sources
£350
  • Additional sources (per source)
£50
  • With Profits/Investment linked Annuity including funds from up to three sources
 £450
  • Additional sources (per source)
 £50
  • Unsecured / Alternatively Secured Pensions (USP or ASP) including funds from up to three sources
 £500
  • Additional sources (per source)
 £50
Investments set up costs:
  • Fund switches/changes (per fund)
£25
  • ISA/OEIC consolidation:
  • <£50,000
£350
  • <£100,000
£500
  • <£250,000
£1,250
  • >£250,00
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  • New ISA:
  • Single premium
£75
  • Regular premium
£75
  • New Investment Bond / OEIC
    including offshore variants:
£150
Life Assurance/Protection set up costs:
  • Term based policy per application
    to include up to three lives assured:
  • Life Assurance only
£75
  • Life Assurance including Critical Illness
£125
  • Income Protection policy
£125
  • Whole of Life including up to
    two lives assured
£450
  • Additional lives assured (per person)
£25
  • Trust papers (per policy)
£50
  • Additional charge for policies over £500,000
£250
Inheritance Tax set up costs:
  • Will based solution
 please ask
  • Pure Trust based solution
please ask
  • Life Assurance based solution
    including up to two lives assured:
  • Term based policy
£75
  • Whole of Life policy
£450
  • Additional lives assured (per person)
£25
  • Investment based solution, i.e. an InvestmentBond or OEIC including offshore variants:
£150
  • Trust papers (per policy)
    to include up to three trustees
£75
  • Additional trustees (per trustee)
£25